Investing

HOW TO INVEST WITH MCF

MCF Investment Services has, through exceptional management abilities, experience and mortgage expertise, been able to provide it’s clients with outstanding returns since 1975. We have the ability to fund and find good mortgages which is the cornerstone of our business.

FAQ’S

1. How long has MCF Investments been in business? The company was incorporated in 1975 by the founder Richard William McKay and has been in continuous operations in Aurora, Ontario since that time.
2. How do I know my investment is secure? We are proud of our 35 year track record and our strong client/investor relationships as well as our great reputation within our community. We work with most of the large banks as well as several local legal and accounting firms.
3. Does MCF Investments have audited financial statements? Yes, full audited financial statements are available annually as requested.
4. What is the minimum investment amount? It is determined on a client by client basis, please contact us to discuss your individual needs.
5. Can I invest through my RRSP, RRIF, RESP or TFSA? Yes, we work with custodial agents to allow investor's money to be invested within mortgage investments in all of the above registered accounts.
6. How will interest be paid? Interest is paid quarterly in the 1st week of the quarter.
7. Are statements provided? Statements are sent to clients quarterly along with our quarterly update newsletter.
8. How are the units priced? Units have a par value of $1 which does not change. i.e. An investment of $50,000 = 50,000 units.
9. Can interest distributions be reinvested? Yes, it is an excellent option to continue to increase your investment returns even further.
10. What are the redemptions terms? Clients have an option at any time to request a redemption of any portion or all of their investment. The maximum time to return the funds would be 180 days, however generally it is considerably faster.
11. How is MCF Investments compensated? MCF receives the interest differential between the borrower's rate
    and the investor's rate.
12. How is the income received from investments treated for tax purposes? Each investor will be issued a T5A with the distributions taxed as interest income. Investments within a registered account grow tax-free until the money is withdrawn.